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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. In a variable annuity, who bears the investment risk associated with the separate-account investment performance?

A) The insurer
B) The producer
C) The beneficiary
D) The contract owner

2. A corporation purchases life insurance on a highly valuable executive and is named as owner, premium payer, and beneficiary. What is the primary purpose of this arrangement?

A) Family maintenance insurance
B) Viatical settlement insurance
C) Credit life insurance
D) Key person insurance

3. Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?

A) 31 days
B) 30 days
C) 45 days
D) 15 days

4. What is the minimum age requirement for a natural person applying for a resident Nevada producer license?

A) 18 years old
B) 25 years old
C) 16 years old
D) 21 years old

5. Which of the following situations describes a representation?

A) An insurance company guarantees that premiums paid will be refunded within 30 days after the policy ' s effective date if an insured is dissatisfied with the policy
B) A prospect ' s statement on an application that is held to be substantially true
C) A prospect ' s statement on an application that is held to be absolutely true
D) An insurance company guarantees that policy benefits will be paid promptly on receipt of a Proof of Loss

Solutions: