Safety and Security Guarantee
We have data protection act for you to avoid information leakage and virus intrusion to guarantee the privacy and personal right of purchasing our NY-Life-Accident-and-Health training materials. We regard the customer as king so we put a high emphasis on the trust of every users, therefore our security system can protect you both in payment of NY-Life-Accident-and-Health guide torrent and promise that your computer will not be infected during the process of installment. Moreover, if you end up the cooperation between us, we will never break the ethical code to sell your details to the 3rd parties and we have the responsibility to delete your personal information on NY-Life-Accident-and-Health test prep. When it comes to payment method, each customers should pay the by credit card so that you can check for the purchasing process online in a more reliable and transparent way.
First-tier services
We have applied the latest technologies to the design of our NY-Life-Accident-and-Health test prep not only on the content but also on the displays. As a consequence you are able to keep pace with the changeable world and remain your advantages with our NY-Life-Accident-and-Health training materials. Besides, you can consolidate important knowledge for you personally and design customized study schedule or to-do list on a daily basis. The last but not least, our after-sales service can be the most attractive project in our NY-Life-Accident-and-Health guide torrent. We have free online service which means that if you have any trouble using our study materials or operate different versions on the platform mistakenly, we can provide help for you remotely in the shortest time.
Updating system for free
Our professions endeavor to provide you with the newest information with dedication on a daily basis to ensure that you can catch up with the slight changes of the NY-Life-Accident-and-Health test. Therefore, our customers are able to enjoy the high-productive and high-efficient users' experience. In this circumstance, as long as your propose and demand are rational, we have the duty to guarantee that you can enjoy the one-year updating system for free. After purchasing our NY-Life-Accident-and-Health test prep, you have the right to enjoy the free updates for one year long, compared with the other companies' three months or five months, you can be touched by our superiority on the after-sales services.
Time is valued especially when we are all caught up with plans and still step with the handy matters. If you suffer from procrastination and cannot make full use of your sporadic time during your learning process, it is an ideal way to choose our NY-Life-Accident-and-Health training materials. We can guarantee that you are able not only to enjoy the pleasure of study but also obtain your certification successfully, which can be seen as killing two birds with one stone. You will have a full understanding about our NY-Life-Accident-and-Health guide torrent after you read the following advantages. And you will be surprised to find our superiorities than the other vendors.
DOWNLOAD DEMO
Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
| Topic 1: Insurance Fundamentals | - Principles of insurance and risk management
- 1. Insurable interest and indemnity concepts
- 2. Risk classification and pooling of risk
- Insurance contract law basics
- 1. Elements of a valid contract
- 2. Policy provisions and clauses
|
| Topic 2: State Regulations (New York) | - Licensing requirements
- 1. Application and background checks
- 2. Pre-licensing education requirements
- Ethics and compliance
- 1. Unfair trade practices
- 2. Producer responsibilities and conduct
|
| Topic 3: Accident and Health Insurance | - Policy features and provisions
- 1. Elimination periods and benefit limits
- 2. Coordination of benefits
- Health insurance products
- 1. Disability income insurance
- 2. Hospital and medical expense coverage
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. The cost of a long-term care policy is based on all of the following EXCEPT
A) level of benefits provided.
B) age.
C) personal income.
D) health condition.
2. Under the Affordable Care Act, insurer may refuse to accept an internal appeal on a denied claim if
A) the insured is unable to pay an appeal fee.
B) the claim is under $500.
C) the appeal is filed more than 180 days after the claim denial.
D) the insured has submitted three appeals within the calendar year.
3. An insurer monitors the care an insured is receiving in the hospital to be sure that everything is proceeding according to schedule. This BEST describes
A) benefit checking.
B) claims adjudication.
C) concurrent review.
D) precertification authorization.
4. Individuals who are eligible for Medicare on the first day of the month in which they turn age 65 are automatically enrolled in
A) Part B.
B) Part D.
C) Part C.
D) Part A.
5. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person ' s life if
A) any type of business relationship exists between the insured party and the beneficiary.
B) any type of distant family relationship exists with the insured party.
C) the interest exists at the time of application.
D) the interest exists at the time of death.
Solutions:
Question # 1 Answer: C | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: C |