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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:
1. The penalty tax incurred for premature distributions from an IRA is:
A) 20%
B) 5%
C) 50%
D) 10%
2. The Medical Information Bureau may release information in the proposed insured's file to:
A) The insured's employer
B) Any physician
C) Member insurance companies
D) Employment agencies
3. The qualified first-time homebuyer distribution available in IRAs has a maximum lifetime limit per participant of:
A) $10,000
B) $20,000
C) $5,000
D) $2,000
4. If an insurer knowingly fails to enforce a policy provision on one occasion, the insurer may be prevented from enforcing it on a subsequent occasion by the principle of:
A) Waiver
B) Estoppel
C) Adhesion
D) Subrogation
5. The entire contract provision in a life insurance policy states that the policy includes:
A) Any attending physician's statement
B) The application attached to the policy
C) The Medical Information Bureau report
D) The producer's report to the insurer
Solutions:
Question # 1 Answer: D | Question # 2 Answer: C | Question # 3 Answer: A | Question # 4 Answer: B | Question # 5 Answer: B |